Mortgage Loan Options
I’m a mortgage consultant. It’s my pleasure to help you choose the best mortgage options and rates available for your situation. Whether you’re a new home buyer or someone looking to invest in real estate, together we will determine the best route forward for you.
First Time Home Buyers
Ready to make an investment in your future? Buying your first home can be exciting and stressful, but I’ll make sure the whole process goes smoothly. I’ll find you the best rates based on what you can afford, making sure you save time and money. Home loans include fixed-rate, adjustable-rate, government-backed, and more.
Starting or Operating a Business
Whether you’re just starting a business, or you want to borrow money to help expand your current enterprise, I will find the right business loan for your situation. Business loans include line-of-credit loans, installment loans, secured and unsecured loans, and more.
Investing In Real Estate
Investing in an asset like real estate is one of the best things you can do for your portfolio. Real estate appreciates in value, brings in steady cash flow from rental income, and has a number of tax advantages. Loan options include conventional, HELOC, hard money, FHA, and VA. I’ll help you find what’s right for you!
When you want to lower the amount of money you pay every month on your loan, make sure to contact me. I’ll help you secure a new loan at a lower rate, cutting your monthly payments and saving you money. The most common options available are rate-and-term refinancing and cash-out refinancing (home equity loan or HELOC).
Low-to-Moderate Income Borrowers
Don’t think you can afford a home? You may be surprised. Several loans are available that don’t require a high income, large downpayment, or perfect credit score. Some of these include FHA loans, USDA loans, VA loans, and HomeReady loans, to name a few.
If you’re a veteran in the United States, you qualify for a mortgage loan that is partially guaranteed by the VA. Because of this, it’s less risky for private lenders, which lowers your interest rate on a loan. Additionally, there is no downpayment and no mortgage insurance required.