My Story2 - Steve Tsvetkov - Mortgage Consultant | Bay Area, CA



San Francisco

1501 N Broadway, #201
Walnut Creek, CA 94596
(925) 488-9550



Steve came to San Francisco with his family in 1997 from Ukraine, they hoped to make a better life for themselves in America. He was raised by two would-be business owners that instilled in him core values, a good work ethic, and the skills needed to run a business.

Pursued his passion


Having previously worked at Google, Steve decided to do a 180. He left his job in Silicon Valley in order to pursue a career in real estate, joining a mortgage company in San Diego that would give him a start in the industry.

Learned from the best


A year later, Steve joined a very successful mortgage broker in San Francisco with a strong desire to learn more and to grow. Working side-by-side with the best in the business, Steve gathered a wealth of knowledge and experience working with clients, adjusting to their needs, and helping them secure loans.

Joined Bayview


Steve decided to become an independent Mortgage Broker with Bayview Residential, currently ranked #10 on AIME (Association of Independent Mortgage Experts). In the same year, Steve was ranked #5 out of 150 mortgage consultants who work at the company.

Ranked among the best


An eventful year to say the least: Steve once again finished near the top of his company. Bayview Residential was ranked #5 nationwide on AIME (Association of Independent Mortgage Experts) with Steve personally closing over $110 million in loans and over 200 transactions.

Founded AUE Lending


Steve decided to pursue his dream of owning a mortgage company that would provide “A Unique Experience” for his clients. Thus, AUE Lending Corp. was born—a California licensed mortgage brokerage.


Steve is having a tremendous year and is on track to ranking at the top once again. His company continues to grow, has relocated to the heart of Walnut Creek and has expanded his lending services into the State of Florida.