Applying For a Mortgage Doesn’t Have to Be Stressful.

From start to finish, Steve Tsvetkov will work with you to get the loans you need without the headache.

1 Out of 3 People Don't Know That They Can Afford a House Already.

Let’s Discuss Your Options!

Free Consultation

Industry Knowledge and Experience

Having built several relationships with people that have decades of experience in the mortgage industry, I am uniquely qualified to leverage my relationships and underwriting knowledge to get your loan approved.

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Communication and Speed

The days of faxing documents and commuting to the office are behind us. I am ALWAYS available to take a call or text, and I will do my best to make the paperwork process as easy and painless as possible.

Compassion and Commitment

As a first-time homebuyer, I went through the same steps that my clients go through. This allows me to connect with you on a deeper level and understand all the questions and concerns that come to mind during a loan transaction.

I Work For You,
Not the Bank.

Since the mortgage industry is one that is always evolving and is triggered by changes in government regulations, underwriting guidelines, and technological advances, you need to work with someone who continues to stay up-to-date on the latest market news. Steve Tsvetkov is a new generation lender who’s tech-savvy knowledge helps clients secure mortgages at the best rates possible. He will always go above and beyond for you so that you get the loan you need.

Pre-Approval

I will speed up the approval process for getting you a loan on a home you can afford.

Competitive Rates

After the pre-approval process, I will work toward finding you the best rates and options available.

Refinancing

Want to refinance your home to secure a better rate? No problem! I can help.

What Clients Say About Steve

“Steve is a very responsible and details-oriented mortgage professional. Our refinance process was well managed by Steve in a timely manner. I recommend Steve for anyone looking for a mortgage.”

Boris Sankisov

What Clients Say About Steve

“Steve is my go-to mortgage professional. He’s knowledgable, friendly, and accessible. We have used his services and would happily use his services again in the future.”

Sofiya Feerer

“Steve helped us get a mortgage loan for our first home. He went above and beyond to get us the best rate possible under best conditions. When it’s time for us to get a loan, we know where to go!”

Denis Gladkov

News & Updates

Call

(925) 594-2520

Email

steve@bayres.net

Address

51 E. Campbell Ave. Suite 110
Campbell, CA 95008